Business Analyst
Mumbai
Homeville Group is building credit platforms to enable flow of capital from financial institutions to credit asset linked to housing.
Our platforms build on hybrid capital model with open banking principle towards home buyer credit spectrum.
Our Philosophy interconnects four core businesses that deepens participation in housing, maximizing stakeholder coverage, integrates technology at core and accelerates impact towards home ownership across income segments.
Our Vision to be the digital lending market leader in the housing Ecosystem.
Business Analyst will act as a catalyst for all of the company’s important projects in your role as a business analyst. This person will Perform market research on construction materials supply chain that will help in launching new working capital finance products.
Responsibilities:
- Support specific workstreams within individual projects and assist in the development and deployment of a strategic operating model
- Partner with external operational leadership, functional SMEs, key
stakeholders and consumers in the design and implementation of the global operating model for operations (roles/responsibilities, location strategy, control framework) - Support syndication and sign-off of target operating model across
leadership and Senior Management - Develop end to end change management plans to transition from current state to target operating model
- Day-to-day maintenance of project plans, metrics, risk/issues as well as development and occasional presentation of project status reports / updates to the organization and senior management
- Provide project or business analysis support as necessary on other
projects - Strong analytical capabilities and attention to detail, capable of
synthesizing and summarizing complex data or findings to drive decision making - To assist the team in ideation, development and execution of plans
- To work with banks, sureties and CPA as the company representative
- To maintain contact directory of clients and regularly update relevant media list
Required Skill Sets:
- Masters Degree in finance
- Experience: 2-4 Years of experience in Construction, SME ,trade finance
- Experience in operational, process or organizational design and related change management activities
- Excellent written, interpersonal and spoken communication skills in
English - Drive, competence, flexibility and a willingness to learn
Regional Sales Manager
Bangalore
Homeville Group is building credit platforms to enable flow of capital from financial institutions to credit asset linked to housing.
Our platforms build on hybrid capital model with open banking principle towards home buyer credit spectrum.
Our Philosophy interconnects four core businesses that deepens participation in housing, maximizing stakeholder coverage, integrates technology at core and accelerates impact towards home ownership across income segments.
Our Vision to be the digital lending market leader in the housing Ecosystem.
Responsibilities:
- An individual will be responsible to source Home Loan, LAP and Margin Money Funding cases from open market, developer channels and connectors/DSA
- Look at affordable with a ticket size of 40 lakhs
Required Skill Sets:
- Graduate with 3 – 7 years of relevant experience (Male)
- Industry: Housing/ Real Estate
- Location: Pune and Bangalore
- Employment Type: Full Time
Associate Legal
Mumbai
Homeville Group is building credit platforms to enable flow of capital from financial institutions to credit asset linked to housing.
Our platforms build on hybrid capital model with open banking principle towards home buyer credit spectrum.
Our Philosophy interconnects four core businesses that deepens participation in housing, maximizing stakeholder coverage, integrates technology at core and accelerates impact towards home ownership across income segments.
Our Vision to be the digital lending market leader in the housing Ecosystem.
As a Legal Associate, you will work in a fast-paced environment with broad responsibilities and strong command over legal subject like contract law, property law, company law or data privacy law pertaining the real estate industry. You should also have strong litigation experience in mortgages or should have dealt into Sarfaesi Act. Excellent communication skills (both verbal and written) with the ability to interact with team. Self-directed and highly motivated attitude coupled with an ability to lead and work collaboratively in a high performing team.
Responsibilities:
- Provide legal assistance to the Company
- Due Diligence of properties to be mortgaged
- LSR/TSR review and opinion
- Know to conduct Search and make Search report
- Well versed with provisions of CPC, DCPR Rules, Transfer of Property Law, Contract Law, MHADA, SRA, Municipal Corporation Act, Land Acquisition Proceeding References and Writ Petition thereon, MRTP Act , Maharashtra Land Revenue Code, Revenue Proceeding.
- Good knowledge of RBI guideline & NBFC Compliance.
- Good with Corporate Law / Land Laws would be added advantage.
- Conducting of legal due diligence on properties for creation of mortgage (i.e. by equitable mortgage or registered mortgage or by extension of mortgage), on pan India basis preparation of mortgage documentation and assisting internal teams on legal queries, documentation and stamp duty.
Required Skill Sets:
- LLB from a reputed Law College
- Experience: 1 – 3 years
- Excellent written and spoken communication skills in English, Marathi & Hindi or any regional language would add advantage.
Sales Manager
Bangalore
Homeville Group is building credit platforms to enable flow of capital from financial institutions to credit asset linked to housing.
Our platforms build on hybrid capital model with open banking principle towards home buyer credit spectrum.
Our Philosophy interconnects four core businesses that deepens participation in housing, maximizing stakeholder coverage, integrates technology at core and accelerates impact towards home ownership across income segments.
Our Vision to be the digital lending market leader in the housing Ecosystem.
Responsibilities:
- An individual will be responsible to source Home Loan, LAP and Margin Money Funding cases from open market, developer channels and connectors/DSA
- Look at affordable with a ticket size of 40 lakhs
Required Skill Sets:
- Graduate with 2 – 4 years of relevant experience (Male)
- Industry: Housing/ Real Estate
- Location: Pune, Bangalore and Mumbai
- Employment Type: Full Time
Credit Manager
Mumbai
Homeville Group is building credit platforms to enable flow of capital from financial institutions to credit asset linked to housing.
Our platforms build on hybrid capital model with open banking principle towards home buyer credit spectrum.
Our Philosophy interconnects four core businesses that deepens participation in housing, maximizing stakeholder coverage, integrates technology at core and accelerates impact towards home ownership across income segments.
Our Vision to be the digital lending market leader in the housing Ecosystem.
Responsibilities:
- Assessment of borrowers profiles, repayment capacity and income
stability. - Visiting business premise, property and residence of customer at the time of PD
- Understanding of actual business income & expenses (other than reported income) of customer
- Ability to understand customer business and requirement from their
perspective - Understanding credit worthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD
- Study, analysis and interpretation of legal & technical reports of property
- Study, analysis and interpretation of other internal check reports
- Underwriting and sanction of Home loan/loan against property files
sourced by sales team - Revert on post sanction conditions prior to disbursement based on queries raised by the team
- Recommendation of case to supervisors for seeking necessary decision based on deviation/ approval matrix
- Co-ordinate and communicate with different departments
- Maintaining TAT as per guidelines and taking case to decision point
- Adherence to the policy/ process laid out by the Central team on all loan applications being processed
- Close monitoring on non-starters/first EMI bounce trends
- Audit compliance on all aspects stipulated by Head Office and regulatory compliance
- Maintaining and reporting of various MIS to monitor portfolio performance and risk
- Continuously improvise underwriting capability based on portfolio
performance
Required Skill Sets:
- Graduate with 3 – 5 years’ experience.