Business Analyst

Mumbai

Homeville Group is building credit platforms to enable flow of capital from financial institutions to credit asset linked to housing.
Our platforms build on hybrid capital model with open banking principle towards home buyer credit spectrum.
Our Philosophy interconnects four core businesses that deepens participation in housing, maximizing stakeholder coverage, integrates technology at core and accelerates impact towards home ownership across income segments.
Our Vision to be the digital lending market leader in the housing Ecosystem.

Business Analyst will act as a catalyst for all of the company’s important projects in your role as a business analyst. This person will Perform market research on construction materials supply chain that will help in launching new working capital finance products.

Responsibilities:

  • Support specific workstreams within individual projects and assist in the development and deployment of a strategic operating model
  • Partner with external operational leadership, functional SMEs, key
    stakeholders and consumers in the design and implementation of the global operating model for operations (roles/responsibilities, location strategy, control framework)
  • Support syndication and sign-off of target operating model across
    leadership and Senior Management
  • Develop end to end change management plans to transition from current state to target operating model
  • Day-to-day maintenance of project plans, metrics, risk/issues as well as development and occasional presentation of project status reports / updates to the organization and senior management
  • Provide project or business analysis support as necessary on other
    projects
  • Strong analytical capabilities and attention to detail, capable of
    synthesizing and summarizing complex data or findings to drive decision making
  • To assist the team in ideation, development and execution of plans
  • To work with banks, sureties and CPA as the company representative
  • To maintain contact directory of clients and regularly update relevant media list

Required Skill Sets:

  • Masters Degree in finance
  • Experience: 2-4 Years of experience in Construction, SME ,trade finance
  • Experience in operational, process or organizational design and related change management activities
  • Excellent written, interpersonal and spoken communication skills in
    English
  • Drive, competence, flexibility and a willingness to learn

Regional Sales Manager

Bangalore

Homeville Group is building credit platforms to enable flow of capital from financial institutions to credit asset linked to housing.
Our platforms build on hybrid capital model with open banking principle towards home buyer credit spectrum.
Our Philosophy interconnects four core businesses that deepens participation in housing, maximizing stakeholder coverage, integrates technology at core and accelerates impact towards home ownership across income segments.
Our Vision to be the digital lending market leader in the housing Ecosystem.

Responsibilities:

  • An individual will be responsible to source Home Loan, LAP and Margin Money Funding cases from open market, developer channels and connectors/DSA
  • Look at affordable with a ticket size of 40 lakhs

Required Skill Sets:

  •  Graduate with 3 – 7 years of relevant experience (Male)
  • Industry: Housing/ Real Estate
  • Location: Pune and Bangalore
  • Employment Type: Full Time

Sales Manager

Bangalore

Homeville Group is building credit platforms to enable flow of capital from financial institutions to credit asset linked to housing.
Our platforms build on hybrid capital model with open banking principle towards home buyer credit spectrum.
Our Philosophy interconnects four core businesses that deepens participation in housing, maximizing stakeholder coverage, integrates technology at core and accelerates impact towards home ownership across income segments.
Our Vision to be the digital lending market leader in the housing Ecosystem.

Responsibilities:

  • An individual will be responsible to source Home Loan, LAP and Margin Money Funding cases from open market, developer channels and connectors/DSA
  • Look at affordable with a ticket size of 40 lakhs

Required Skill Sets:

  • Graduate with 2 – 4 years of relevant experience (Male)
  • Industry: Housing/ Real Estate
  •  Location: Pune, Bangalore and Mumbai
  •  Employment Type: Full Time

Credit Manager

Mumbai

Homeville Group is building credit platforms to enable flow of capital from financial institutions to credit asset linked to housing.
Our platforms build on hybrid capital model with open banking principle towards home buyer credit spectrum.
Our Philosophy interconnects four core businesses that deepens participation in housing, maximizing stakeholder coverage, integrates technology at core and accelerates impact towards home ownership across income segments.
Our Vision to be the digital lending market leader in the housing Ecosystem.

Responsibilities:

  • Assessment of borrowers profiles, repayment capacity and income
    stability.
  •  Visiting business premise, property and residence of customer at the time of PD
  • Understanding of actual business income & expenses (other than reported income) of customer
  • Ability to understand customer business and requirement from their
    perspective
  • Understanding credit worthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD
  • Study, analysis and interpretation of legal & technical reports of property
  • Study, analysis and interpretation of other internal check reports
  • Underwriting and sanction of Home loan/loan against property files
    sourced by sales team
  • Revert on post sanction conditions prior to disbursement based on queries raised by the team
  • Recommendation of case to supervisors for seeking necessary decision based on deviation/ approval matrix
  •  Co-ordinate and communicate with different departments
  • Maintaining TAT as per guidelines and taking case to decision point
  • Adherence to the policy/ process laid out by the Central team on all loan applications being processed
  • Close monitoring on non-starters/first EMI bounce trends
  • Audit compliance on all aspects stipulated by Head Office and regulatory compliance
  • Maintaining and reporting of various MIS to monitor portfolio performance and risk
  • Continuously improvise underwriting capability based on portfolio
    performance

Required Skill Sets:

  • Graduate with 3 – 5 years’ experience.