Ramky Estates & Farms Ltd

Ramky Estates & Farms Limited, is the real estate arm of the Ramky Group. Estabilished in 1997 Ramky Estates provides best in class facilities, elegant design, and new-age features. The group strives to create spaces with a subtle design that reverberate with warmth, comfort, and luxury. In the past 20+ years, Ramky Estates have had a proven track record of creating world-class projects encompassing the whole gamut of real estate covering residential, commercial and integrated townships. 


Additional Information

Core strengths:

  • Strong financial strength and high corporate governance
  • Experience of over 20 years in real estate
  • Strong execution track record, successfully delivered over 8 million sq.ft of residential and commercial projects; 10 million sq.ft of residential projects are under various stages of construction and 2 million sq.ft are ready for launch
  • Experienced and qualified management with a high project handling bandwidth 
  • Strong brand equity



FAQs

You can check your home down payment assistance eligibility amount and your home loan eligibility amount using the calculators in the Home Finance section of our website.

No, we don’t advise users to go for any specific project. We perform an independent analysis on all the listed projects. The homebuyer selects a project depending on its unique parameters like preferred city, locality, budget etc.

Any resident Indian within the age group of 25 – 58 years with a stable income and sound credit track record looking to buy a home for their family can apply for the HomeCapital Program. Please note that you can avail HomeCapital’s down payment assistance only if you buy your home in the residential projects listed on our Offerings page.

No. You can avail HomeCapital down payment assistance even without a home loan sanction, provided you undertake to make your balance payments from your own sources or arrange a home loan at a later date.

Yes, you can apply on our website: https://homecapital.in/ to get a pre-approved down payment assistance.

Data Security

We use bank-level security for your protection.

Your information is encrypted with an AES 256 bit symmetric key.
Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS). HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.

Disclaimer

The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.

HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.

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Jenkins