About HomeCapital

If you wish to know more about the HomeCapital Home Down Payment Assistance Program


  • Does HomeCapital guarantee timely and accurate completion of participating projects?
  • Are there any extra costs or hidden charges applicable to home buyers to avail HomeCapital’s home down payment assistance?
  • What if the project of my choice is not listed in the HomeCapital offerings?
  • What is HomeCapital’s criteria for listing a project?
  • What is the duration of repayment of the down payment assistance? Are there any prepayment charges?
  • Does HomeCapital negotiate the final property price for the home buyer?
  • How does HomeCapital make the home down payment assistance interest free for home buyers?
  • Who can apply for the HomeCapital home down payment assistance program?
  • What is HomeCapital?

Data Security

We use bank-level security for your protection.

Your information is encrypted with an AES 256 bit symmetric key.
Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS). HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.


The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.

HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.

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