Home Owners Personal Loan Calculator

This calculator helps you with the maximum eligible amount towards interest free Personal Loan for home buying needs under the HomeCapital Program. Please note that the interest-free personal loan for home purchases cannot exceed your contribution, (i.e 50% of the initial payments required for the home purchase). Kindly fill out the basic details below to determine your eligible amount.

My Details
HomeNxt Loan Offerings
Years
percent

You can afford a home worth

(A + B + C + D)
(A + B + C + D)

A) Homebuyer Savings

B) HomeCapital Assistance

C) Home Loan

D) Balance Payments

Eligibility amount and final approval would be subject to verification of your income and KYC Documents. Click on “Apply Now” to complete the Application process.

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HomeCapital Personal Loan for Home Owners

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Home Loans by HomeNxt


Home Financial Planning

The table below illustrates the break-up of the final price of your house and sources of funds to help you plan your finances better.

Cost of Home

Home Price
Stamp Duty and Registration
GST
   
Total Home Price

Payment Structure

Homebuyer Savings
HomeCapital Assistance
Home Loan
Balance Payments
Total Payments

Note: Stamp Duty and other charges are indicative only. Please reconfirm the exact charges with the developer at the time of booking. Actual home loan amount is subject to approval of lending bank.


Initial Contribution Amount Workings

Please find below the indicative breakdown of the personal loan needed for home buyers for your selected property. HomeCapital will facilitate an interest-free loan for up to 12 months, covering up to 50% of the initial payments required for the home purchase.

Initial Contribution Amount

Offering initial amount  
GST  
Stamp Duty amount  
Total Personal Loan for Home Owners Required

Fund Source

Homebuyer Savings
HomeCapital Assistance
   
Total Payments

Note: Stamp Duty and GST charges are indicative only. Please reconfirm the exact charges with the developer at the time of booking. Personal Loan for Home Owners is subject to, you paying your contribution (minimum 50% of the initial payments required for the home purchase).


Repayment Schedule

The table below illustrates the monthly payment schedule including your home loan EMIs and interest free Personal Loan for Home Owners EMIs. Total EMIs as % of salary indicate your debt level (65% or below is considered normal).

Time to Possession :
1 year
Home Loan Amount :
71,40,000
HomeCapital Tenure :
months
Home Loan Tenure :
years

Note: Home loan outstanding is based on construction linked disbursements estimates for a standard 3 year construction period.


Repayment Chart