This calculator helps you with the maximum eligible amount towards interest free down payment assistance under the HomeCapital Program. Please note that the interest free down payment assistance cannot exceed your contribution (i.e. 50% of the total down payment requirements). Kindly fill the basic details below to know your eligible amount.
A) Homebuyer Savings
₹
B) HomeCapital Assistance
₹
C) Home Loan
₹
D) Balance Payments
₹
Eligibility amount and final approval would be subject to verification of your income and KYC Documents. Click on “Apply Now” to complete the Application process.
The table below illustrates the break-up of the final price of your house and sources of funds to help you plan your finances better.
Home Price | ₹ |
---|---|
Stamp Duty and Registration | ₹ |
GST | ₹ |
Total Home Price | ₹ |
Homebuyer Savings | ₹ | |
---|---|---|
HomeCapital Assistance | ₹ | |
Home Loan | ₹ | |
Balance Payments | ₹ | |
Total Payments | ₹ |
Note: Stamp Duty and other charges are indicative only. Please reconfirm the exact charges with the developer at the time of booking. Actual home loan amount is subject to approval of lending bank.
Please find below the indicative break-up of down payment requirements for your selected home. HomeCapital will arrange interest free loan for 12 months for an amount of up to 50% of the initial down payment requirements.
Offering booking amount | ₹ | |
---|---|---|
GST | ₹ | |
Stamp Duty amount | ₹ | |
Total Down Payment Required | ₹ |
Homebuyer Savings | ₹ |
---|---|
HomeCapital Assistance | ₹ |
Total Payments | ₹ |
Note: Stamp Duty and GST charges are indicative only. Please reconfirm the exact charges with the developer at the time of booking. Down payment assistance is subject to you paying your contribution (minimum 50% of the down payment requirements).
The table below illustrates the monthly payment schedule including your home loan EMIs and interest free down payment assistance EMIs. Total EMIs as % of salary indicate your debt level (65% or below is considered normal).
Month | Home Loan Outstanding | Home Loan Pre-EMI | HomeCapital Program EMI | HomeCapital Program Outstanding | EMI as % of Salary |
---|
Note: Home loan outstanding is based on construction linked disbursements estimates for a standard 3 year construction period.
By Sheth Realty |
Construction Linked Plan | ₹ 2.8 Crore ++ |
3 BHK | 868 Sqft ++ |
By Sheth Realty |
Construction Linked Plan | ₹ 2.2 Crore ++ |
2 BHK | 624 Sqft ++ |