HomeCapital's Personal Loan for Home Owners

The HomeCapital Program

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The HomeCapital program provides interest free assistance to home buyers for following requirements:

Initial Payments

Payments on Possession

Stamp Duty Payments

All other property payments to developers

Eligibility

Get eligibility and in-principle sanction in
1 minute
This won't affect your credit score
No hidden fees or charges

Program Features

Flexible repayment tenures with interest-free options
Minimal loan documentation with hassle-free disbursals

How to apply

Complete end-to-end digital loan application & credit assessment
Secure virtual KYC, loan agreement e-sign
E-mandate set up for loan repayments

To know more details on our program benefits; read about program

Program Eligibility Calculator

Request Amount

₹

Monthly Net Income

₹

Tenure

Amount
Offered

Monthly
EMI

Interest
Rate

Processing
Fee

Total
Repayments

Other
Features

Select the EMI Plan that suits you.

It's easy to get started

Fastrack your Home Ownership - in just 5 easy steps.

Choose tenure

Choose among a flexible tenure of 3, 6 or 12 months of Interest-free Home Owners Personal Loan

Get instant approval

Enter your basic details to check eligibility and get an instant approval

Upload supporting documents

Complete the application process by updating your personal details and uploading KYC & Income documents

E-Sign documents

E-Sign the loan documentation to complete the process

Receive funds in your account

Receive Personal Loan for Home Owners in your account within 24 hours

Apply Now

Impacting a billion Indians

Shruti Seth, 34

Software Engineer, ITES

Salaried

₹ 60,000 monthly salary

Homeowner of a

2 BHK at Mysore road, Bengaluru

HomeCapital assistance

₹ 2,10,000

Chitra Singh, 34

Client Servicing, Entertainment

Salaried

₹ 75,000 monthly salary

Homeowner of a

1 BHK at Themghar, Thane

HomeCapital assistance

₹ 3,50,000

Abhishek Banoria, 35

Chartered Accountant

Salaried

₹ 1,70,000 monthly salary

Homeowner of a

2 BHK at Hennur road, Bengaluru

HomeCapital assistance

₹ 4,10,000

Vishal Naik, 29

Senior Software Engineer, IT

Salaried

₹ 58,000 monthly salary

Homeowner of a

1 BHK at Vikhroli, Mumbai

HomeCapital assistance

₹ 2,58,000

Poonam Jain, 34

Senior Associate Consultant, Education

Salaried

₹ 52,000 monthly salary

Homeowner of a

2 BHK at Electronic city, Bengaluru

HomeCapital assistance

₹ 2,20,000

Mahesh Patil, 30

Deputy Manager, FMCG sector

Salaried

₹ 78,000 monthly salary

Homeowner of a

2 BHK at Bendiganahalli, Bengaluru

HomeCapital assistance

₹ 3,04,500

*Names and photographs changed to showcase representative profiles for customer confidentiality.

Offerings

Explore

Codename Younique

map-marker Kalachowki , Mumbai

Under Construction Dec 2028

Codename Younique

map-marker Kalachowki , Mumbai

Under Construction Dec 2028

Adityaraj Majestic

map-marker Subhash Nagar , Mumbai Suburban

Under Construction Dec 2027

Adityaraj Majestic

map-marker Subhash Nagar , Mumbai Suburban

Under Construction Dec 2027

Provident Palm Vista

map-marker Shilphata , Thane

Under Construction Jun 2028

Provident Palm Vista

map-marker Shilphata , Thane

Under Construction Jun 2028

Home buyer resources

Webseries

Learn about the various stages of homeownership through our simple and informative videos.

Blog

Decode your homeownership journey through timely updates and insights on real estate and finance markets.

Podcast

Tune in to explore different home buying tips and latest trends from leading industry professionals.

Have further questions?
We're here to help.

Explore these categories to find answers to your queries.

About HomeCapital

About HomeCapital Community

Financial planning and guidance

Getting started

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Construction Linked Plan	₹ 2.8 Crore ++
3 BHK	868 Sqft ++

Construction Linked Plan	₹ 2.2 Crore ++
2 BHK	624 Sqft ++

Construction Linked Plan	₹ 1.7 Crore ++
2 BHK	662 Sqft ++

Construction Linked Plan	₹ 1.2 Crore ++
1 BHK	422 Sqft ++

Construction Linked Plan	₹ 74 Lakhs ++
2 BHK	637 Sqft ++

Easy EMI solutions for all your home related needs

Personal Loan for Home Owners

Stamp Duty and Registration

Home Interiors

Rental Deposits

Personal Loan forHome Owners

Stamp Duty andRegistration

Home Interiors

Rental Deposits

Personal Loan for Home Owners

Stamp Duty and Registration

Home Interiors

Rental Deposits

Personal Loan for Home Owners

Stamp Duty andRegistration

Home Interiors

Rental Deposits

The HomeCapital Program

Eligibility

Program Features

How to apply

Program Eligibility Calculator

It's easy to get started

Choose tenure

Get instant approval

Upload supporting documents

E-Sign documents

Receive funds in your account

Impacting a billion Indians

Shruti Seth, 34

Chitra Singh, 34

Abhishek Banoria, 35

Vishal Naik, 29

Poonam Jain, 34

Mahesh Patil, 30

Offerings

Codename Younique

Codename Younique

Adityaraj Majestic

Adityaraj Majestic

Provident Palm Vista

Provident Palm Vista

Home buyer resources

Webseries

Blog

Podcast

Have further questions? We're here to help.

Personal Loan for
Home Owners

Stamp Duty and
Registration

Personal Loan
for Home Owners

Stamp Duty
and Registration

Personal Loan for
Home Owners

Stamp Duty and
Registration

Have further questions?
We're here to help.