- Get eligibility & In-Principle sanction in one minute
This won't affect your credit score - No hidden charges
India's First
Home Down Payment
Assistance Program
We are the architects of India's first Home Down Payment Assistance Program. HomeCapital helps you buy your first home by providing interest free credit up to 50% of the home down payment amount.
Apply Now
The HomeCapital Program Download brochure
The HomeCapital program provides interest free assistance to home buyers for following requirements:
Down Payment
Payments on Possession
Stamp Duty Payments
All other property payments to developers
Eligibility
Interest Free EMIs
- Repay only the principal amount
- Flexible tenure of 3, 6 & 12 months
How to apply
- Online Application
Process - Get money in your account on the same day
To know more details on our program benefits; read about program
Program Eligibility Calculator
₹
₹
Tenure
Amount
Offered
Offered
Monthly
EMI
EMI
Interest
Rate
Rate
Processing
Fee
Fee
Total
Repayments
Repayments
Other
Features
Features
3
EMIs
EMIs
₹ 1,95,000
₹ 65,000
Interest
Free
Free
1.99%
= ₹ 3,881
= ₹ 3,881
₹ 65,000 x3
= ₹ 1,95,000
= ₹ 1,95,000
- No other charges
- Available for all developers
6
EMIs
EMIs
₹ 3,90,000
₹ 65,000
Interest
Free
Free
3.49%
= ₹ 13,611
= ₹ 13,611
₹ 65,000 x6
= ₹ 3,90,000
= ₹ 3,90,000
- No other charges
- Available for all developers
12
EMIs
EMIs
₹ 5,00,000
₹ 41,667
Interest
Free
Free
1%
= ₹ 5,000
= ₹ 5,000
₹ 41,667 x12
= ₹ 5,00,004
= ₹ 5,00,004
- No other charges
- Available with leading developers
Select the EMI Plan that suits you.
| Amount Offered : | ₹ 1,95,000 |
| Monthly EMI : | ₹ 65,000 |
| Interest Rate : | Interest Free |
| Processing Fee : | 1.99% = ₹ 3,881 |
| Total Repayments : | ₹ 65,000 x3 = ₹ 1,95,000 |
| Other Features : | |
| |
| Amount Offered : | ₹ 3,90,000 |
| Monthly EMI : | ₹ 65,000 |
| Interest Rate : | Interest Free |
| Processing Fee : | 3.49% = ₹ 13,611 |
| Total Repayments : | ₹ 65,000 x6 = ₹ 3,90,000 |
| Other Features : | |
| |
| Amount Offered : | ₹ 5,00,000 |
| Monthly EMI : | ₹ 41,667 |
| Interest Rate : | Interest Free |
| Processing Fee : | 1% = ₹ 5,000 |
| Total Repayments : | ₹ 41,667 x12 = ₹ 5,00,004 |
| Other Features : | |
| |
It's easy to get started
Fastrack your Home Ownership - in just 5 easy steps.
01
Choose tenure
02
Get instant approval
03
Upload supporting documents
04
E-Sign documents
Impacting a billion indians
Shruti Seth, 34
Software Engineer, ITES
Salaried
60,000 monthly salary
Homeowner of a
2 BHK at Mysore road, Bengaluru
HomeCapital assistance
2,10,000
*Names and photographs changed to showcase representative profiles for customer confidentiality.
Shruti Seth, 34
Software Engineer, ITES
Salaried
60,000 monthly salary
Homeowner at
2 BHK at Mysore road, Bengaluru
HomeCapital assistance
2,10,000
*Names and photographs changed to showcase representative profiles for customer confidentiality.
Chitra Singh, 34
Client Servicing, Entertainment
Salaried
75,000 monthly salary
Homeowner at
1 BHK at Themghar, Thane
HomeCapital assistance
3,50,000
*Names and photographs changed to showcase representative profiles for customer confidentiality.
Abhishek Banoria, 35
Chartered Accountant
Salaried
1,70,000 monthly salary
Homeowner at
2 BHK at Hennur road, Bengaluru
HomeCapital assistance
4,10,000
*Names and photographs changed to showcase representative profiles for customer confidentiality.
Vishal Naik, 29
Senior Software Engineer, IT
Salaried
58,000 monthly salary
Homeowner at
1 BHK at Vikhroli, Mumbai
HomeCapital assistance
2,58,000
*Names and photographs changed to showcase representative profiles for customer confidentiality.
Poonam Jain, 34
Senior Associate Consultant, Education
Salaried
52,000 monthly salary
Homeowner at
2 BHK at Electronic city, Bengaluru
HomeCapital assistance
2,20,000
*Names and photographs changed to showcase representative profiles for customer confidentiality.
Mahesh Patil, 30
Deputy Manager, FMCG sector
Salaried
78,000 monthly salary
Homeowner at
2 BHK at Bendiganahalli, Bengaluru
HomeCapital assistance
3,04,500
*Names and photographs changed to showcase representative profiles for customer confidentiality.
Shruti Seth
Software Engineer, ITES
Chitra Singh
Client Servicing, Entertainment
Abhishek Banoria
Chartered Accountant
Vishal Naik
Senior Software Engineer, IT
Poonam Jain
Senior Associate Consultant, Education
Mahesh Patil
Deputy Manager, FMCG sector
Offerings
Under Construction ● Jun 2022
Under Construction ● Sep 2023
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Disclaimer
The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.
HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.
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