Home Ownership, Redefined
Discover a completely new way of home ownership through our Program. HomeCapital is India's first Down Payment Assistance Program, revolutionizing the home ownership and changing lives of millions of home buyers through our Down Payment Assistance program using our secure interactive platform. By combining real estate, finance and technology, we have pioneered the solution to the biggest problem of Down Payment in Home ownership.
- Home Down Payment Assistance Program
- Fast track Home Ownership with the Program
- Direct relationship with Real Estate Developers
Sign up to explore the offerings in the HomeCapital program.
We are a technology company, aggregating real estate projects under our home down payment program. Leveraging data and digital capabilities, we are accelerating the housing finance eco-system in India. We are committed to first time home buyers to help them build home equity early on in their home buying journey through a transparent approach via our financial partners.
We are continuously enrolling hundreds of homes in the HomeCapital program, to reduce your down payment burden.
Select your preferred home and compute your eligibility.
You can calculate your downpayment assistance eligibility for each selected offering. The Down payment assistance amount is provided as an unsecured credit from our lending partners to fast track your home buying. The repayment helps you build equity in your home today with your future income.
We are a technology company and not a lending instituion.
Relax, we've got this.
You can apply online or express interest in your desired offering. Our team will work with you to complete a memorable journey towards home ownership.
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Data Security
SSL Protected
We use bank-level security for your protection.
- Your information is encrypted with an AES 256 bit symmetric key.
- Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS).
- HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.
Disclaimer
The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.
HCPL and it's partners reserve the right to reject any application at any time without notice. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors.
If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.
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