The HomeCapital Program

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The HomeCapital program provides interest free assistance to home buyers for following requirements:

Down Payment
Payments on Possession
Stamp Duty Payments
All other property payments to developers

Eligibility

  • Get eligibility and in-principle sanction in
    1 minute
  • This won't affect your credit score
  • No hidden fees or charges

Program Features

  • Flexible repayment tenures with interest-free options
  • Minimal loan documentation with hassle-free disbursals

How to apply

  • Complete end-to-end digital loan application & credit assessment
  • Secure virtual KYC, loan agreement e-sign
  • E-mandate set up for loan repayments

To know more details on our program benefits; read about program

Program Eligibility Calculator

₹
₹
Tenure
Amount
Offered
Monthly
EMI
Interest
Rate
Processing
Fee
Total
Repayments
Other
Features

Select the EMI Plan that suits you.

It's easy to get started

Fastrack your Home Ownership - in just 5 easy steps.

01

Choose tenure

Choose among a flexible tenure of 3, 6 or 12 months of Interest-free down payment assistance

First slide

02

Get instant approval

Enter your basic details to check eligibility and get an instant approval

Second slide

03

Upload supporting documents

Complete the application process by updating your personal details and uploading KYC & Income documents

Third slide

04

E-Sign documents

E-Sign the loan documentation to complete the process

Fourth slide

05

Receive funds in your account

Receive down payment assistance in your account within 24 hours

Apply Now
Fifth slide

Impacting a billion Indians

Shruti Seth, 34

Software Engineer, ITES

Salaried

₹ 60,000 monthly salary

Homeowner of a

2 BHK at Mysore road, Bengaluru

HomeCapital assistance

₹ 2,10,000

Chitra Singh, 34

Client Servicing, Entertainment

Salaried

₹ 75,000 monthly salary

Homeowner of a

1 BHK at Themghar, Thane

HomeCapital assistance

₹ 3,50,000

Abhishek Banoria, 35

Chartered Accountant

Salaried

₹ 1,70,000 monthly salary

Homeowner of a

2 BHK at Hennur road, Bengaluru

HomeCapital assistance

₹ 4,10,000

Vishal Naik, 29

Senior Software Engineer, IT

Salaried

₹ 58,000 monthly salary

Homeowner of a

1 BHK at Vikhroli, Mumbai

HomeCapital assistance

₹ 2,58,000

Poonam Jain, 34

Senior Associate Consultant, Education

Salaried

₹ 52,000 monthly salary

Homeowner of a

2 BHK at Electronic city, Bengaluru

HomeCapital assistance

₹ 2,20,000

Mahesh Patil, 30

Deputy Manager, FMCG sector

Salaried

₹ 78,000 monthly salary

Homeowner of a

2 BHK at Bendiganahalli, Bengaluru

HomeCapital assistance

₹ 3,04,500

*Names and photographs changed to showcase representative profiles for customer confidentiality.

Offerings
Explore

Godrej Hillview Estate

map-marker Khopoli , Raigad

Under Construction Mar 2027

Godrej Woodscapes

map-marker Whitefield , Bengaluru Rural

Under Construction Jun 2030

Godrej Woodscapes

map-marker Whitefield , Bengaluru Rural

Under Construction Jun 2030

Godrej Woodscapes

map-marker Whitefield , Bengaluru Rural

Under Construction Jun 2030

Wildernest at SP Kingstown

map-marker Hadapsar , Pune

Under Construction Jul 2027

Wildernest at SP Kingstown

map-marker Hadapsar , Pune

Under Construction Jul 2027

Home buyer resources

HomeCapital Webseries

Webseries

Learn about the various stages of homeownership through our simple and informative videos.

Explore Topics right_long_arrow
HomeCapital Blog

Blog

Decode your homeownership journey through timely updates and insights on real estate and finance markets.

View articles right_long_arrow
HomeCapital Podcast

Podcast

Tune in to explore different home buying tips and latest trends from leading industry professionals.

Play podcast right_long_arrow

Have further questions?
We're here to help.

Explore these categories to find answers to your queries.

About HomeCapital right_long_arrow
About HomeCapital Communityright_long_arrow
Financial planning and guidance right_long_arrow
Getting startedright_long_arrow
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