Empowering Home Ownership

Smart credit for all your
home related needs

Get Personal Loan up to ₹15 lakhs for all your home related needs.

Apply Now

Home Down Payment

Buy your first home with interest-free credit up to 50% of the home down payment amount.

Stamp Duty & Registration

Avail up to 50% of the amount needed for stamp duty & registration of your property.

Home Renovation & Interior

Use the HomeCapital program to finance your home renovation and interior projects.

Rental Deposit Loan

Moving into a rental home instead of buying one? We help in financing deposits as well

Home Down
Payment

Stamp Duty &
Registration

Home Renovation
& Interior

Rental Deposit
Loan

The HomeCapital Program Download Brochure

The HomeCapital program provides interest free assistance to home buyers for following requirements:

Down Payment
Payments on Possession
Stamp Duty Payments
All other property payments to developers

To know more details on our program benefits; read about program

Program Eligibility Calculator

Tenure
Amount
Offered
Monthly
EMI
Interest
Rate
Processing
Fee
Total
Repayments
Other
Features
3
EMIs
₹ 1,95,000
₹ 65,000
Interest
Free
1.99%
₹ 65,000 x3
= ₹ 1,95,000
  • No other charges
  • Available for all developers
6
EMIs
₹ 3,90,000
₹ 65,000
Interest
Free
3.99%
₹ 65,000 x6
= ₹ 3,90,000
  • No other charges
  • Available for all developers
12
EMIs
₹ 5,00,000
₹ 41,667
Interest
Free
Up to 1%
₹ 41,667 x12
= ₹ 5,00,000
  • No other charges
  • Available with leading developers

Select the EMI Plan that suits you.

Amount Offered :₹ 1,95,000
Monthly EMI :₹ 65,000
Interest Rate :Interest Free
Processing Fee :1.99%
= ₹ 3,881
Total Repayments :₹ 65,000 x3
= ₹ 1,95,000
Other Features : 
  • No other charges
  • Available for all developers
Amount Offered :₹ 3,90,000
Monthly EMI :₹ 65,000
Interest Rate :Interest Free
Processing Fee :3.99%
= ₹ 15,561
Total Repayments :₹ 65,000 x6
= ₹ 3,90,000
Other Features : 
  • No other charges
  • Available for all developers
Amount Offered :₹ 5,00,000
Monthly EMI :₹ 41,667
Interest Rate :Interest Free
Processing Fee :Up to 1%
Total Repayments :₹ 41,667 x12
= ₹ 5,00,000
Other Features : 
  • No other charges
  • Available with leading developers

It's easy to get started

Fastrack your Home Ownership - in just 5 easy steps.

Impacting a billion Indians

*Names and photographs changed to showcase representative profiles for customer confidentiality.

Home buyer resources

Have further questions?
We're here to help.

Explore these categories to find answers to your queries.

About HomeCapital
About HomeCapital community
Financial planning and guidance
Getting started