Home Ownership, Redefined
Discover a completely new way of home ownership through our Program. HomeCapital is India's first Down Payment Assistance Program, revolutionizing the home ownership and changing lives of millions of home buyers through our Interest Free Down Payment Assistance program using our secure interactive platform. By combining real estate, finance and technology, we have pioneered the solution to the biggest problem of Down Payment in Home ownership.
- Interest Free Down Payment Assistance Program
- Fast track Home Ownership with the Program
- Direct relationship with Real Estate Developers
Discover more about the HomeCapital Program
Sign up to explore the offerings in the HomeCapital program.
We are continuously enrolling hundreds of homes in the HomeCapital program, to reduce your downpayment burden.
Select your preferred home and compute your eligibility.
You can calculate your downpayment assistance eligibility for each selected offering. The Down payment assistance amount is provided interest free to fast track your home buying.
Relax, we've got this.
You can apply online or express interest in your desired offering. Our team will work with you to complete a memorable journey towards home ownership.
Recent Offerings
| Under Construction | Feb 2023 |
| 3 BHK | 811 sqft.+ |
| Construction Linked Plan | 75 Lakhs+ |
| Under Construction | Jan 2021 |
| 2 BHK | 542 sqft.+ |
| Interest Subvention | 1.10 Crores+ |
| Under Construction | Dec 2021 |
| 2 BHK | 800 sqft.+ |
| Interest Subvention | 1.95 Cr+ |
| Under Construction | Dec 2021 |
| 2 BHK | 725 sqft.+ |
| Interest Subvention | 45 lac+ |
| Under Construction | Jun 2021 |
| 2 BHK | 456 sqft.+ |
| Interest Subvention | 1.25 Cr+ |
| Under Construction | Jun 2021 |
| 1 BHK | 309 sqft.+ |
| Interest Subvention | 90 lac+ |
Data Security
SSL Protected
We use bank-level security for your protection.
- Your information is encrypted with an AES 256 bit symmetric key.
- Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS).
- HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.
Disclaimer
The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution; all loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.
HCPL reserves the right to reject any application at any time without notice. To qualify, a borrower must be a Indian citizen meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureau. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income and other factors.
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