Home Interiors Loan

HomeCapital Program helps you finance your dream home interiors projects in a hassle-free manner.

Eligibility

  • Get eligibility and in-principle sanction in
    1 minute
  • This won't affect your credit score
  • No hidden fees or charges

Program Features

  • Flexible repayment tenures with interest-free options
  • Minimal loan documentation with hassle-free disbursals

Process

  • Complete end-to-end digital loan application & credit assessment
  • Secure virtual KYC, loan agreement e-sign
  • E-mandate set up for loan repayments

Select the EMI Plan that suits you to apply.

Please enter the following details so that we can help you with the EMI Plans.

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#Max. Amount Offered is subject to the Monthly Income.

Repayments 
Monthly EMI (3)₹ 65000
Total Principal Payable ₹ 195000
Total Interest Payable ₹ 0
Total Amount Payable ₹ 195000
Charges 
Processing Fee ₹ 4856
Foreclosure Charges0%
Repayments 
Monthly EMI (6)₹ 65000
Total Principal Payable ₹ 390000
Total Interest Payable ₹ 0
Total Amount Payable ₹ 390000
Charges 
Processing Fee ₹ 17511
Foreclosure Charges0%
Repayments 
Monthly EMI (12)₹ 41667
Total Principal Payable ₹ 500000
Total Interest Payable ₹ 0
Total Amount Payable ₹ 500000
Charges 
Processing Fee ₹ 7500
Foreclosure Charges0%

Couldn't find your developer? Checkout our other EMI Plans.

Repayments 
Monthly EMI (24)₹ 24362
Total Principal Payable ₹ 500000
Total Interest Payable ₹ 84695
Total Amount Payable ₹ 584695
Charges 
Processing Fee ₹ 12450
Foreclosure Charges2%
Repayments 
Monthly EMI (36)₹ 17455
Total Principal Payable ₹ 500000
Total Interest Payable ₹ 128392
Total Amount Payable ₹ 628392
Charges 
Processing Fee ₹ 12450
Foreclosure Charges2%

Note: Calculations shown are only for illustration purpose, actual terms will be as per the loan agreement and Key Fact Statement provided by Lender. GST as applicable on processing fees.

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Data Security

We use bank-level security for your protection.

Your information is encrypted with an AES 256 bit symmetric key.
Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS). HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.

Data retention and deletion guidelines we follow are outlined in our Privacy policy section 12

Disclaimer

The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.

HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.

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