HomeCapital is India's first Down Payment Assistance Program with an objective to solve the biggest hurdle towards home ownership i.e. down payment. We are a India based fin-tech company that is pioneering the Program. We are partnering with real estate developers and financial institutions to solve the biggest hurdle in home ownership and accelerate home ownership.
HomeCapital Down Payment Assistance program is an interest free credit program directed at home buyers. This unique program is an opportunity to buy your home today without having to wait for years to accumulate savings. The program gives you the ability to buy your home today with your future savings. The program provides for interest free down payment assistance matching your contribution to support your home buying.
HomeCapital Down Payment Assistance Program was started with an objective to help home buyers buy a home today rather than waiting for years. Rising income levels, along with government reforms and schemes have made it a best time to buy a home, down payment however remains a challenge. Not having enough down payment means settling for cheaper options or waiting for years for home ownership.
The down payment assistance is in the form of interest free credit equal to your contribution towards down payment. The assistance is repayable in equal monthly amounts without any form of fees or interest. We are a technology company and not a lending institution. We make it possible through our program partners. The program bears the interest cost to support your home ownership.
Buying your first home early has a compounding wealth effect, happier lives and increased social security for your family.