About the program
We are the architect of India’s first Home Down Payment Assistance (DPA) Program.
HomeCapital is founded on a simple yet powerful idea of solving the critical problem of down payment savings for home buyers. We are a technology company with a mission to accelerate home ownership for a billion home buyers. Buying your first home early has a compounding wealth effect, resulting in a happier life and an increased social security for your family.
We provide up to half of the down payment required towards purchasing your home, absolutely interest free.Check Eligibility
Consider the home price is ₹50 lakhs, which has a down payment requirement of 10% (₹5 lakhs).
With the HomeCapital Program, you only need to pay ₹2.5 lakhs (50%) of the down payment amount. The balance amount ₹2.5 lakhs (50%) is funded by the HomeCapital Program and would need to be repaid in 12 equal monthly instalments, interest free.
Consider the home price is ₹65 lakhs, which has a down payment requirement of 20% (₹13 lakhs).
With the HomeCapital Program, you only need to pay ₹6.5 lakhs (50%) of the down payment amount. The balance amount ₹6.5 lakhs (50%) is funded by the HomeCapital Program and would need to be repaid in 12 equal monthly instalments, interest free.
Note: Stamp duty to be included in initial down payment requirement in applicable states.
Any resident Indian with a stable income and sound credit track record.
You can also calculate your down payment assistance based on your city of preference.View offerings
A completely digital journey with HomeCapital
A simple application process through web or mobile will calculate your eligibility amount and give you an in-principle approval in real-time.Start application
For developer partners
Accelerate home ownership for your customer by partnering with the pioneers of down payment assistance in India.Partner with us
Download our user guide to begin
Read through our detailed process to navigate your way through your application. For further questions, get in touch.