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Home Down Payment Assistance

Buy your first home by providing interest free credit up to 50% of the home down payment amount.

Eligibility

  • Get eligibility and in-principle sanction in
    1 minute
  • This won't affect your credit score
  • No hidden fees or charges

Program Features

  • Flexible repayment tenures with interest-free options
  • Zero lock-in period for loan foreclosure
  • Minimal loan documentation with hassle-free disbursals

Process

  • Complete end-to-end digital loan application & credit assessment
  • Secure virtual KYC, loan agreement e-sign
  • E-mandate set up for loan repayments

Select the EMI Plan that suits you to apply.

Please enter the following details so that we can help you with the EMI Plans.

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#Max. Amount Offered is subject to the Monthly Income.

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Disclaimer

The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.

HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.

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