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About HomeCapital

If you wish to know more about the HomeCapital Home Down Payment Assistance Program

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About HomeCapital community

If you wish to know more about the HomeCapital community and the member benefits

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Financial planning and guidance

If you wish to know more about how will joining the HomeCapital community help you to successfully plan your finances

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Getting started

How to apply for a down payment assistance to purchase your first home

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Home loan

If you have any questions about home loans and implications of the HomeCapital Program on it

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Homebuyer's education

If you wish to know how will joining the community help a homebuyer to educate themselves to navigate through homeownership and why is homebuyer education essential to become a successful homeowner

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If you wish to know more about the legal implications of the HomeCapital Program

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Member experiences

If you wish to know more about the benefits of the community experiences and get expert advice from our councilors

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Program benefits

If you have any questions on the program benefits

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If you have any questions about the taxation benefits and implications of the HomeCapital Program

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Data Security

We use bank-level security for your protection.

Your information is encrypted with an AES 256 bit symmetric key.
Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS). HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.


The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.

HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.

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