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Financial Planning

Demystifying Home Loan Prepayment Penalty: Must-Knows for Every Loan Borrower

Home loans

 Demystifying Home Loan Prepayment Penalty: Must-Knows for Every Loan Borrower

04 September, 2023|

10 min read

What are Home Loan Processing Fees? All You Need to Know About Hidden Charges

Home loans

 What are Home Loan Processing Fees? All You Need to Know About Hidden Charges

01 September, 2023|

10 min read

Demystifying RBI Guidelines: A Comprehensive Guide to Home Loans in 2023

Home loans

 Demystifying RBI Guidelines: A Comprehensive Guide to Home Loans in 2023

04 August, 2023|

10 min read

Home loan finance strategies for first-time homebuyers

Home loans

 Home loan finance strategies for first-time homebuyers

13 July, 2023|

10 min read

What are the Key Factors Affecting Home Loan Rates?

Home loans

 What are the Key Factors Affecting Home Loan Rates?

29 June, 2023|

10 min read

Home Loan Balance Transfer vs. Refinancing: Which One is Right for You?

Home loans

 Home Loan Balance Transfer vs. Refinancing: Which One is Right for You?

01 June, 2023|

10 min read

Things to know before signing a home loan agreement

Home loans

 Things to know before signing a home loan agreement

31 May, 2023|

10 min read

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The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding Personal Loan for Home Owners and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.

HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the Personal Loan for Home Owners. To qualify for the program, you must have a responsible financial history and meet other conditions. The program limits displayed are indicative, actual limits will depend on number of factors. If approved, your program tenure will depend on a variety of factors, including Personal Loan Amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.

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