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Personal Finance

How to Buy Your Dream MHADA Home: The Post-Allotment Process Mar 26, 2024

Personal Finance

The Impact of Luxury Amenities on Home Valuation in India Mar 21, 2024

Personal Finance

The Next Real Estate Boom: Understanding the Potential of Tier 2 Cities in India Mar 20, 2024

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Deciphering Karnataka Stamp Duty Hike: Reforms and Implications Feb 23, 2024
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Personal Finance

Personal loan, credit card, or BNPL – which one to choose and why?

Personal Finance

 Personal loan, credit card, or BNPL – which one to choose and why?

21 March, 2022|

10 min read

How to reduce your home loan EMI burden

Financial Planning

 How to reduce your home loan EMI burden

05 January, 2022|

10 min read

How to get the lowest home loan interest rate in 2022

Financial Planning

 How to get the lowest home loan interest rate in 2022

23 December, 2021|

10 min read

Unsecured loans and how can you apply for them?

Financial Planning

 Unsecured loans and how can you apply for them?

03 December, 2021|

10 min read

Income Tax Implications of Buying an Under-Construction Property

Financial Planning

 Income Tax Implications of Buying an Under-Construction Property

12 November, 2021|

10 min read

What to know when buying an investment property for rent?

Financial Planning

 What to know when buying an investment property for rent?

26 October, 2021|

10 min read

Mortgage vs. cash: Which is the better option when buying a home?

Financial Planning

 Mortgage vs. cash: Which is the better option when buying a home?

27 July, 2021|

10 min read

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Data Security

We use bank-level security for your protection.

Your information is encrypted with an AES 256 bit symmetric key.
Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS). HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.

Data retention and deletion guidelines we follow are outlined in our Privacy policy section 12

Disclaimer

The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding Personal Loan for Home Owners and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.

HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the Personal Loan for Home Owners. To qualify for the program, you must have a responsible financial history and meet other conditions. The program limits displayed are indicative, actual limits will depend on number of factors. If approved, your program tenure will depend on a variety of factors, including Personal Loan Amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.

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