Community member benefits

As a HomeCapital Member - you get exclusive access to our community events, personalized attention and guidance on how best to proceed with your home buying journey.

Community Finance

Financial planning & guidance

Get insights, assistance, and financial tips related to your home buying financial goals through our resources and interact with industry experts.

Plan my budget | Connect with a counsellor
Community Network

Networking & experiences

Know the different milestones of homeownership and navigate through the stages of home buying through guidance and interactions with domain experts through our podcasts, webseries and blogs.

Get financial advice | Get career advice
Home Buyer

Home buyer's education

Reach your home buying goal with ease through our simple guides that take you through the various stages of homeonwership.

Listen to our podcast | Home buyer's education series

News & updates

Stay informed with the latest news in the residential real estate market and make a wise home buying decision.

Facts & myths | Real estate


Tune in to discover topics on homeownership and the latest in home buying from leading industry professionals.


Deal closure

Before home deal closure, completing your legal due diligence is essential. We have complied a checklist of steps necessary to complete your due diligence. The post Deal Closure appeared first on HomeCapital Blog.

Listen time: 4 min 48 secPodcast Play episode

Successfully negotiating a deal

To successfully negotiate a home deal, thorough knowledge of the market is required. This guide explains how you can successfully negotiate with the developer. The post Successfully Negotiating a Deal appeared first on HomeCapital Blog.

Listen time: 4 min 07 secPlay episode Play episode

Selecting the right home

Once you decide upon your home budget, selecting the right property can prove to be a herculean task.In order to get a property of your choice in your preferred location and meet your budget requirenments, it is important to gather as much information as you can. It is necessary that you make a decision.

Listen time: 4 min 22 sec Play episode

Latest webseries

Explore the various facets of homeownership and get homebuying insights through our series of simple informative videos.

Click to watch this video on YouTube

HomeCapital homeownership series: Home purchasing process E8 - Part 3 | Agreement for Sale

The sale agreement is an important document. We discuss the various components and clauses of the sale agreement, and we also explain that why is it essential for you as a homebuyer to understand each clause clearly. For more home buying resources, please visit our website

Click to watch this video on YouTube

Home purchasing process E8 - Part 2 | Successfully negotiating the deal

In this episode we discuss the various approaches to successfully negotiating a deal by adopting a realistic approach. We also discuss the aspects that you can negotiate on while you are looking to become a first time home buyer. For more home buying resources, please visit our website

Click to watch this video on YouTube

HomeCapital homeownership series: Home purchasing process E8 - Part 1 | Offer to purchase

In this episode we discuss each step prior to the offer to purchase to the developer. We also discuss how can you as a homebuyer can successfully place your offer to purchase with your shortlisted developers. * For more home buying resources, please visit our website

Have questions?
We're here to help.

Once you sign up and make an account on HomeCapital, you are identified as a member and are eligible to receive all the member benefits offered by the community.

The community acts as a one stop solution to answer all the questions that you may have when you plan on buying your first home, such that you are able to make a smarter decision. You can enjoy the benefits through the resources, experiences and financial planning and guidance tools that we have to offer our members.

On making an account on the HomeCapital community, you will be notified about the availability of new resources, upcoming events, and various other member benefits. You can also schedule a session with our home buying counselor for expert opinion on any home buying questions that you may have.

The HomeCapital web series takes you through each step of homeownership and decodes what it means to be a homeowner. You can stay updated with the latest episodes of the web series through our weekly newsletters showcasing the webisodes over the week and through our social media page. 

Take your next steps
towards homebuying

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Your information is encrypted with an AES 256 bit symmetric key.
Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS). HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.


The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.

HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.

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