HomeCapital is on a mission to help millions of homebuyers accelerate their journey of home ownership and is on the look out for best-in-class network partners to create seamless customer experience and drive mutual revenue.
HomeCapital is in a unique position to help our partners by creating cohesive value propositions and generate business.
Unique Product Proposition
Interest Free Assistance
in flexible tenure for
down payment.
Tech-Led Architecture
Intuitive and Simple end
to end digital process for
faster processing.
Instant Loan Eligibility And
In-Principle Approvals
Easy online application process
to calculate eligibility and
provide approvals.
Loans Disbursed
Customers
Average Loan Size
Experience
Reach out to us using any of the methods below.
Work with our product experts to create cohesive product offering.
Go live in shortest timer possible with our easy API driven technology solutions.
Let our business teams help you achieve scale and drive revenues.
import http.client
import json
conn = http.client.HTTPSConnection("{{Req_URL}}/update-profile")
payload = json.dumps({
"personal_information": {
"pan": "ATVPH7238B",
"first_name": "Vinay",
"middle_name": "Rajesh",
"last_name": "Maurya",
"date_of_birth": "1995-11-20",
"gender": "male",
"email_id": "example@gmail.com",
"marital_status": "single",
"aadhaar_number": "778478568956",
"mobile_number": "8888888888"
},
"address": {
"current_address": {
"line1": "17/2, Carter No: 7",
"line2": "Borivali - East",
"landmark": "Opposite Railway Station",
"pincode": 400066,
"type_of_residence": "permanent",
"duration_of_residence_in_months": 35
},
"permanent_address": {
"line1": "17/2, Carter No: 7",
"line2": "Borivali - East",
"landmark": "Opposite Railway Station",
"pincode": 400066,
"type_of_residence": "permanent",
"duration_of_residence_in_months": 35
}
},
"employment": {
"employment_type": "Salaried",
"company": "Home Capital",
"designation": "Developer",
"total_experience_in_months": 1,
"work_email": "eaxmple@homecapital.in",
"office_address": {
"line1": "16th Floor, D Wing, Trade World",
"line2": "Kamala Mills, Lower Parel",
"pincode": 400013
}
},
"education_info": {
"degree": "MCA",
"college": "TIMSCDR"
},
"financial_information": {
"salary_per_month": 15000,
"other_emi": 0
}
})
headers = {
'x-api-key': '{{x-api-key}}',
'Authorization': 'Bearer {{token}}',
'Content-Type': 'application/json'
}
conn.request("POST", "/", payload, headers)
res = conn.getresponse()
data = res.read()
print(data.decode("utf-8"))
import http.client
import json
conn = http.client.HTTPSConnection("{{Req_URL}}/upload-document/{{reference_id}}")
payload = json.dumps({
"photo_url": [
"https://cdn.homecapital.in/website2.0/home-impact/person_1.png"
],
"pan_url": [
"https://cdn.homecapital.in/website2.0/home-impact/person_1.png"
],
"address_proof_url": [
"https://cdn.homecapital.in/website2.0/home-impact/person_1.png"
],
"salary_slip_url": [
"https://cdn.homecapital.in/website2.0/home-impact/person_1.png"
],
"bank_statement_url": [
{
"url": "https://cdn.homecapital.in/website2.0/home-impact/person_1.png",
"password": "srtc23"
}
]
})
headers = {
'x-api-key': '{{x-api-key}}',
'Authorization': 'Bearer {{token}}',
'Content-Type': 'application/json'
}
conn.request("POST", "/", payload, headers)
res = conn.getresponse()
data = res.read()
print(data.decode("utf-8"))
import http.client
import json
conn = http.client.HTTPSConnection("{{Req_URL}}/apply-loan/{{reference_id}}")
payload = json.dumps({
"tenure_months": 12,
"loan_amount": 100000,
"loan_product": "HCDPA",
"developer_id": "",
"project_id": ""
})
headers = {
'x-api-key': '{{x-api-key}}',
'Authorization': 'Bearer {{token}}',
'Content-Type': 'application/json'
}
conn.request("POST", "/", payload, headers)
res = conn.getresponse()
data = res.read()
print(data.decode("utf-8"))
True to our core value of being technology led, we have created the ultimate API framework to enable seamless integrations with our partners.
Our APIs use the latest technology and data security practices in order for our partners to achieve true business potential.
Checkout our API LibraryWe use bank-level security for your protection.
Your information is encrypted with an AES 256 bit symmetric key.
Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS). HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.
The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.
HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.
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