About HomeCapital
No, we cannot guarantee project timelines. For any issues with project delivery, homebuyers can approach their state RERAs for timely redressal of their grievances.
There are no hidden charges to avail HomeCapital’s Home Owners Personal Loan. Processing fees charged under the program will be disclosed upfront to the homebuyer.
In case the project of your choice is not listed in HomeCapital’s offerings, please write to us at [email protected] or [email protected] with the project details. We will try to include the project of your choice with the best of our efforts. However, we cannot guarantee the same as onboarding projects and developers depend on a number of factors that may be beyond the control of HomeCapital.
We review the track record of developers to include them in the program and only partner with leading developers across major cities. Every property goes through systematic due diligence with key focus on the developer background, delivery track record, credit profile, corporate governance, real estate portfolio analysis, micro market review, supply and demand analysis and other related factors.
The Personal Loan for Home Owners plan is to be repaid in up to 12 interest-free equated monthly instalments by the homebuyer depending on the desired tenure chosen by them while applying. There are no prepayment charges. The user can opt for foreclosure at any point of time during the repayment period.
HomeCapital does not get involved in the price discussions between the home buyer and the developer. Home buyers are supported with Personal Loan for Home Owners aid to be able to select their property independently from the properties listed in the program. A homebuyer can check the eligibility for the HomeCapital Program before making a booking and complete the application after finalising their unit.
HomeCapital combines finance, technology and real estate expertise to create a unique business proposition that derives value from all the business partners to make the program completely interest free for its users. Our business partners are real estate developers, NBFCs, banks, housing finance companies and insurance companies.
