About the program
We are the architect of India’s first Home Down Payment Assistance (DPA) Program.
HomeCapital is founded on a simple yet powerful idea of solving the critical problem of down payment savings for home buyers. We are a technology company with a mission to accelerate home ownership for a billion home buyers. Now with flexible repayment tenure of 3, 6 or 12 months EMI.
Check EligibilityProgram Highlights
Program Benefits
3, 6 or 12 equal monthly installments without any interest charges.
Illustrations
Consider the home price is ₹50 lakhs, which has a down payment requirement of 10% (₹5 lakhs).
With the HomeCapital Program, you only need to pay ₹2.5 lakhs (50%) of the down payment amount. The balance amount ₹2.5 lakhs (50%) is funded by the HomeCapital Program and would need to be repaid in 12 equal monthly installments, interest free.
Note:
- HomeCapital DPA will vary as per your monthly net income.
- With this 3 EMIs Plan, there is a 2.49% (GST as applicable) Processing Fees of the total amount.
- With this 6 EMIs Plan, there is a 4.49% (GST as applicable) Processing Fees of the total amount.
- With this 12 EMIs Plan, there is Processing Fees upto 2% with leading developers subvention.*
Note:
- Stamp duty can be included in initial down payment requirement in applicable states.
- Depicted figures are computed as per a monthly net income of ₹ 1,00,000 (DPA amount will vary based on your monthly net income)
Note:
- Stamp duty can be included in initial down payment requirement in applicable states.
- Depicted figures are computed as per a monthly net income of INR 1,00,000 (DPA amount will vary based on your monthly net income)
Note:
- Stamp duty can be included in initial down payment requirement in applicable states.
- Depicted figures are computed as per a monthly net income of INR 1,00,000 (DPA amount will vary based on your monthly net income)
Eligibility Criteria : For any Indian resident with a stable income and sound credit track record
You can also calculate your down payment assistance based on your city of preference.
View offeringsIt's easy to get started
Fastrack your Home Ownership - in just 5 easy steps.
A completely digital journey with HomeCapital
For customers
A simple application process through web or mobile will calculate your eligibility amount and give you an in-principle approval in real-time.
Start applicationFor developer partners
Accelerate home ownership for your customer by partnering with the pioneers of down payment assistance in India.
Partner with usDownload our user guide to begin
Read through our detailed guide to navigate your way through your application. For further questions, get in touch.