Real estate developers can stimulate their sales by partnering with the HomeCapital program. We enable home buyers to buy their homes sooner with our interest-free down payment assistance.
Our research estimates that by reducing the initial requirement, the target market expands significantly by 4 - 5 times
Reduced dependence on external funds for home buyers ensures rapid a faster sales cycle completion
Faster home loan disbursement increases the sales cash flow reducing dependence on expensive commercial borrowings
Post a significant home purchase decision, a financial cushoion leads to greater customer satisfaction and overall developer reputation
Live tracking of all the leads and applications under HomeCapital program with up to date status of their approval and disbursements.
Our dedicated portal for you gives you ability to add new applications, check eligibility, approve pending disbursements and access live accounting information.
Access new leads generated through the HomeCapital program for your projects.
Our partners can leverage the HomeCapital technology platform to integrate with their CRM system to capture new business flow and service them efficiently.
The platform provides the capability to get the in-principle approval for the customers at the time of booking reducing uncertainty about cancellations, enhancing your customer sales and service team productivity.
Increase sales conversion rates by delivering a low-touch, guided initial application and approval decision.
We use multiple branding and communication approaches to reach out to potential first time home buyers to increase awareness
As a HomeCapital community member - individuals planning to become home owners get exclusive access to our community events, personalized attention and guidance on how best to proceed with your home buying journey.Explore community
We use bank-level security for your protection.
Your information is encrypted with an AES 256 bit symmetric key.
Your connection to HomeCapital is always encrypted over HTTPS with Transport Layer Security (TLS). HomeCapital applications and data are physically located in multiple secure data centers. We utilize Amazon Web Services for our hosting which is compliant with numerous security certifications.
HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.
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