Legal

General

  • Are there any legal restrictions in place on the use of property bought through HomeCapital Home Down Payment Assistance Program?
  • Is the Homeville Consulting Private Limited – Customer Agreement a legally binding agreement?

Are there any legal restrictions in place on the use of property bought through HomeCapital Home Down Payment Assistance Program?

<div class="ewd-ufaq-faq-list ewd-ufaq-page-type-distinct" id='ewd-ufaq-faq-list'> <input type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' /> <input type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' /> <input type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' /> <input type='hidden' name='orderby' value='title' id='ewd-ufaq-orderby' /> <input type='hidden' name='order' value='asc' id='ewd-ufaq-order' /> <input type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' /> <input type='hidden' name='current_url' value='/wp-json/wp/v2/ufaq/?post_type=ufaq&amp;ufaq-category=3538' id='ewd-ufaq-current-url' /> <div class='ewd-ufaq-faqs'> <div class="ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled" id='ewd-ufaq-post-5178-Ci00junqYX' data-post_id='5178'> <div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'> <a class='ewd-ufaq-post-margin' href='#'> <div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'> <span >A</span> </div> <div class='ewd-ufaq-faq-title-text'> <h4> Are there any legal restrictions in place on the use of property bought through HomeCapital Home Down Payment Assistance Program? </h4> </div> <div class='ewd-ufaq-clear'></div> </a> </div> <div class='ewd-ufaq-faq-body ' > <div class='ewd-ufaq-faq-categories'> Category: Legal </div> <div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'> <p>No, there are no restrictions from HomeCapital on the use of the property.<br></p> </div> </div> </div> </div> </div>

Is the Homeville Consulting Private Limited &#8211; Customer Agreement a legally binding agreement?

<div class="ewd-ufaq-faq-list ewd-ufaq-page-type-distinct" id='ewd-ufaq-faq-list'> <input type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' /> <input type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' /> <input type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' /> <input type='hidden' name='orderby' value='title' id='ewd-ufaq-orderby' /> <input type='hidden' name='order' value='asc' id='ewd-ufaq-order' /> <input type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' /> <input type='hidden' name='current_url' value='/wp-json/wp/v2/ufaq/?post_type=ufaq&amp;ufaq-category=3538' id='ewd-ufaq-current-url' /> <div class='ewd-ufaq-faqs'> <div class="ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled" id='ewd-ufaq-post-38-1Uyz2nuT7I' data-post_id='38'> <div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'> <a class='ewd-ufaq-post-margin' href='#'> <div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'> <span >A</span> </div> <div class='ewd-ufaq-faq-title-text'> <h4> Is the Homeville Consulting Private Limited &#8211; Customer Agreement a legally binding agreement? </h4> </div> <div class='ewd-ufaq-clear'></div> </a> </div> <div class='ewd-ufaq-faq-body ' > <div class='ewd-ufaq-faq-categories'> Category: Legal </div> <div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'> <p>Yes, the Homeville Consulting Private Limited (HCPL) &#8211; Customer Agreement along with our Terms of Use and Privacy Policy shall be legally binding upon HomeCapital users. Any violation of the same by the users would lead to termination of HomeCapital services. Besides the HCPL &#8211; Customer Agreement, the agreement between the financial institution and the home buyer is a legal binding agreement governing the unsecured financial assistance in the form of a loan and its repayments.<br></p> </div> </div> </div> </div> </div>
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Disclaimer

The HomeCapital "Portal" and all its contents are only for the purpose of providing information regarding the HomeCapital Down Payment Assistance Program and should not be construed as binding. By using this website, you accept our Terms of Use and Privacy Policy. We are not a lending institution. All loans are made by our financial institution partners. The real estate properties listed on the Portal are not an advertisement or a solicitation and the customer shall independently review and verify the credentials of the project and/or the developer.

HCPL and it's partners reserve the right to reject any application at any time in accordance to its policies. To qualify, a borrower must be a Indian citizen and meet our financial partners underwriting requirements. To check for an applicant’s eligibility, our lending partner will request your full credit report from one or more credit bureaus. Not all applicants receive the down payment assistance. To qualify for the program, you must have a responsible financial history and meet other conditions. Assistance limits displayed are indicative, actual limits will depend on number of factors. If approved, your program assistance tenure will depend on a variety of factors, including down payment assistance amount, repayment capacity, a responsible financial history, years of experience, income, home-loan to value ratio and other factors.

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